a) savings accounts, checking accounts, family savings accounts
b) loans (home, auto, education, business)
Credit / Budgeting
Investing
a) stocks, bonds, mutual funds
b) other
Financing a Major Purchase
/ Loans
a) home
b) car
c) tuition
d) other
Abusive Credit Practices
/ Predatory
Tax Preparation
Bankruptcy / Foreclosure
Home / Apartment
a) purchase
b) rental
c) repairs
d) selling
e) refinance
Insurance Coverage
a) property / renters
b) health / dental
c) life
d) auto
Educational Access
How are financial education programs delivered?
Classes / workshops
One-on-one counseling
Internet-based counseling
Other:
Fees
Are there fees for financial education program?
Yes -
Program name:
Four Steps to a Secure Financial Future
Fee:
$40/person; $50/couple (scholarships are available for those who cannot pay)
No -
Free
programs offered include :
Right on the Money
Target Audience
What target audience do these program serve?
Adult
School-age children / youth
Homebuyers / homeowners
Location-based, or exclusively serves
residents of a particular community or area
Program-based eligibility, or exclusively
serves clients of yours or other agencies
Neighborhood
Other:
Descriptive Program Information
Geographic Area(s) Served
Primary - Allegheny CountySecondary - Western Region and State
Description of Program(s)
Right on the Money - This is a literacy based program for parents and children ages 5-7 years. Right on the Money uses children's literature to help children learn the basic financial management topics: planning, spending, saving and borrowing. Each workshop features a parent component to what the children are learning. Four Steps to a Secure Financial Future - This statewide program meets the legal requirements for personal finance education for anyone who has filed Chapter 7 or Chapter 13 bankruptcy in Pennsylvania. The class covers unbiased strategies related to budgeting, managing money, credit and consumer information. The cost of this class is $40 per person or $50 per married couple. Scholarships are available for those who cannot pay. Registration info is at http://financialliteracy.cas.psu.edu/bankruptcy.html
Materials / Publications
Extension has several publications on financial management topics and issues available to citizens. They are available in hard copy and most can be downloaded from our literacy site: http://financialliteracy.cas.psu.edu/pubs.html
Mission
Penn State Extension in Allegheny County provides local residents easy access to the resources and expertise of the Pennsylvania State University through delivery of non-biased, research-based educational programs, publications, and events.
Referral Programs
Any other financial education programs that this
organization uses as a referral source.